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credit card
(redirected from Bankcards)

    Also found in: Financial, Encyclopedia, Wikipedia 0.10 sec.

credit card

Card issued by a credit company, retail outlet, or bank, which enables the holder to obtain goods or services on credit (usually to a specified limit), payable on specified terms. The first credit card was introduced in 1947 in the USA.

Some credit cards also act as bank cards to enable customers to obtain money more easily from various bank branches. ‘Intelligent’ credit cards are now being introduced that contain coded information about the customer and the amount of credit still available. This can be read by a terminal connected with the company's central computer.

Credit cards are usually made of or coated with plastic; using them may be called ‘paying with plastic.’

The term was coined by US writer Edward Bellamy in his novel Looking Backward 2000-1887 (1888).
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In Japan in the first three months of 2005 alone, there were over 30 cases of withdrawals on fake or illicitly procured bankcards involving amounts averaging JPY1MM (US$9,500) each.
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