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credit card |
Also found in: Dictionary/thesaurus, Financial, Acronyms, Encyclopedia, Wikipedia | 0.05 sec. |
credit cardCard issued by a credit company, retail outlet, or bank, which enables the holder to obtain goods or services on credit (usually to a specified limit), payable on specified terms. The first credit card was introduced in 1947 in the USA. Some credit cards also act as bank cards to enable customers to obtain money more easily from various bank branches. ‘Intelligent’ credit cards are now being introduced that contain coded information about the customer and the amount of credit still available. This can be read by a terminal connected with the company's central computer.
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| Much of the increase is attributable to a rise in the level of credit card debt, which has raised the share of households' aggregate after-tax income that is devoted to credit card payments. Although inappropriate credit card use can lead to financial disaster, proper use can largely enhance your life (see Declaration of Financial Empowerment, Principal No. was informed by a major credit card company (VAM) that its discount rate--the fee charged on sales resulting from the use of its credit card--would be increased immediately unless its credit card sales volume could be doubled. |
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credit card