Dallas, Texas Lubbock, Texas Plains Capital Corporation, Whisperwood National Bank, Dallas, Texas Lubbock, Texas Marshfield Investment Company Marshfield Investment Company, Employee Stock Ownership Plan Springfield, Missouri and Trust, Metropolitan National Bank, Springfield, Missouri Springfield, Missouri First National Bank, Lamar, Missouri Bank of Kimberling City, Kimberling City, Missouri Mercantile Bancorp, Inc.

A combination 401(k) plan and employee stock ownership plan, commonly called a KSOP, can be used to decrease the administrative and legal expenses for employers who maintain both a 401(k) plan and an employee stock ownership plan.

Krause president Chet Krause, who set up an employee stock ownership plan 14 years ago in an attempt to keep ownership local, said the ultimate per-share price would be significantly higher, although it was not clear if a higher per-share price would increase the purchase price.